Are individual insurers required to refile standard certificate of insurance forms promulgated by ACORD or ISO?

Individual insurers are not required to refile standard certificate of insurance forms that are promulgated by organizations such as ACORD (The Association for Cooperative Operations Research and Development) or ISO (Insurance Services Office). These organizations create forms that have been widely accepted in the industry, and their standardized nature means that insurers can use them without having to go through the re-filing process mandated by state insurance regulators.

This requirement reduces unnecessary bureaucratic overhead and allows insurers to use widely recognized forms that help streamline the process of issuing certificates of insurance. As a result, insurers can maintain efficiency and consistency in their operations without the need for annual re-filing or the requirement for significant changes to trigger re-filing.