How does the director handle successive suspensions after the initial twelve-month period?

The correct choice indicates that successive suspensions may be imposed without a hearing if cause exists. This highlights a significant aspect of regulatory procedures regarding the authority of the director in handling situations where an individual has faced disciplinary actions previously.

In this context, if an adjuster's behavior warrants repeated suspensions, the director has the discretion to impose these actions swiftly based on the existence of cause, facilitating a more efficient response to ongoing misconduct or violations. This provision is likely designed to protect the integrity of the regulatory process without overburdening it with unnecessary hearings for actions that demonstrate a clear pattern of issues.

This ability to impose successive suspensions without requiring a full hearing saves time and resources, allowing the director to act promptly in the interest of public trust and industry standards. It reflects a balance between due process and the practical needs of regulatory enforcement.