Under what conditions can the director disapprove a certificate of insurance form?

The director can disapprove a certificate of insurance form if it fails to comply with requirements or violates public policy because these criteria are fundamental in maintaining the integrity and effectiveness of insurance practices. Compliance with established regulatory standards ensures that all insurance documents are clear, fair, and serve the public interest. Violating public policy can undermine consumer trust and protection, which is why the director has the authority to ensure all forms uphold these essential guidelines. Evaluating forms against compliance and public policy safeguards helps protect both consumers and the insurance system as a whole from potentially harmful practices or ambiguous agreements.