What can lead to a license being denied or revoked based on previous licensing history?

Having an insurance license denied, suspended, or revoked in any other state, province, district, or territory is a significant factor that can lead to a denial or revocation of a license. This is due to the principle of establishing a standard of integrity and fitness for the role of an adjuster. Licensing authorities evaluate an applicant's history across jurisdictions to determine their reliability and ethical standing in the insurance industry.

When an applicant has encountered disciplinary actions in other jurisdictions, it raises concerns about their trustworthiness and compliance with regulatory standards. This means that past behavior in other regions serves as a strong indicator of potential future behavior, making such history critical in assessing an individual's suitability for licensure.

In contrast, minor violations of company policy may not reflect an individual's overall competency or ethical conduct relevant to insurance regulations. Lack of continuing education could be an administrative issue, while poor sales performance usually pertains more to individual career achievements rather than regulatory compliance. Thus, a history of license denials or revocations is the most impactful in assessing eligibility for obtaining or retaining a license.