What happens to any certificate of insurance issued in violation of the regulations?

A certificate of insurance issued in violation of regulations is deemed null and void. This means that it has no legal effect and cannot be used to demonstrate proof of insurance. The regulatory framework establishes strict standards and requirements to ensure that certificates accurately reflect the coverage provided and comply with the law. When these requirements are not met, it undermines the reliability and trustworthiness of the insurance documentation. As a result, declaring such a certificate null and void protects the interests of all parties involved, ensuring that only valid and compliant certificates are recognized. This approach maintains the integrity of the insurance system and safeguards against potential liabilities that might arise from non-compliance.