What is a requirement for adequate opt-out notice for a consumer?

For an opt-out notice to be considered adequate, it must specifically identify all categories of nonpublic personal financial information that will be disclosed. This is crucial because consumers need transparency regarding what specific information is at stake and how it might be shared with third parties. By clearly stating these categories, the notice empowers consumers to make informed decisions about whether they wish to opt-out of information sharing practices. This forms a foundational aspect of consumer privacy rights, as it allows individuals to understand their options and the implications of their choices regarding their personal financial data.

The other options may involve relevant information but do not fulfill the requirement of identifying the specific categories of nonpublic personal financial information. Thus, they do not meet the standard for an adequate opt-out notice.