What kind of personal information is addressed under IDAPA 18.01.01?

The correct answer identifies "Nonpublic personal financial information" as the type of personal information addressed under IDAPA 18.01.01. This regulation specifically focuses on protecting the privacy and confidentiality of sensitive financial information that is not publicly available.

Nonpublic personal financial information encompasses details such as income, bank account numbers, credit history, and any financial transactions related to an individual that are not disclosed to the public. This type of information is critical to safeguard because it can be used maliciously if it falls into the wrong hands, potentially leading to identity theft or financial fraud.

In contrast, the other options pertain to forms of information that are either publicly accessible or are not classified as personal, which does not align with the intent of IDAPA 18.01.01. Publicly available financial records do not require the same level of protection since they can be accessed by anyone. Aggregate data for research is typically anonymized, thereby not qualifying as personal information. Business financial information, while important, does not pertain to personal data as it often covers the financial standing of an entity rather than an individual. Therefore, the focus of IDAPA 18.01.01 being on nonpublic personal financial information aligns clearly with its regulatory intent to enhance