What must an individual do if their license has been expired for one year or more?

When an individual's license has been expired for one year or more, the requirement to reapply and retest as a new applicant stems from the need to ensure that the individual is up to date with current laws, regulations, and industry practices. Licensing authorities typically establish this requirement to maintain high professional standards and ensure that all practitioners possess the necessary knowledge and skills to perform their duties competently.

By necessitating retesting, regulators can confirm that the individual has remained informed about any changes that may have occurred in the field during their absence. This approach protects the interests of the public and the integrity of the profession. The rationale is that over an extended period, a lot can change, including updates to legislation, procedures, and best practices that are crucial for effective performance in the role of an adjuster.

In contrast, simply renewing the license without additional testing or just paying a reinstatement fee does not ensure that the individual is equipped with the latest information needed to succeed in the profession. Providing proof of competency through experience might not adequately cover the changes that have taken place since the license expired, which is why a complete reapplication and retesting process is in place.