What statement must be included in each certificate of insurance?

The statement that must be included in each certificate of insurance is that the certificate is issued as information and does not confer rights. This is important because it clarifies the role of the certificate of insurance in the context of insurance agreements.

A certificate of insurance serves as proof of insurance coverage but does not alter or expand the terms and conditions of the actual insurance policy it refers to. By stating that it is issued for informational purposes, it emphasizes that the document itself does not provide any legal rights to the recipient. This helps to prevent misunderstandings regarding the extent of the coverage and establishes that the rights and obligations are governed solely by the actual insurance policy.

This information is essential for ensuring transparency and minimizing disputes regarding insurance coverage, as it sets clear boundaries around what the certificate represents. Other statements, such as those implying alteration of coverage or conferring rights, would misrepresent the nature of the document and could lead to legal complications.