Which of the following statements is true regarding insurance advice from salaried employees?

The true statement regarding insurance advice from salaried employees is that they can advise their employer without needing a license. This is a specific context within which salaried employees, such as those working for an insurance company, can provide their insights and recommendations to their employer about insurance products or strategies without being required to hold an independent adjuster's license. This is based on the premise that they are providing advice in the scope of their employment and not working as independent contractors or selling products to the public.

This reflects the regulatory environment where direct employment allows for the sharing of knowledge and experience regarding insurance matters, as opposed to roles that require licenses for services provided to clients outside the employer's interest. The other options reflect misunderstandings of licensing requirements and the regulatory framework surrounding insurance advice and sales.