Who is prohibited from offering advice on insurance policies in Idaho without a license?

In Idaho, the regulation clearly states that offering advice on insurance policies is restricted to licensed professionals. This includes licensed insurance producers, attorneys, certified public accountants, actuaries, and certain other specified professionals. Individuals who do not hold the requisite licensing are not authorized to provide advice regarding insurance policies.

This helps ensure that consumers receive accurate and reliable information from qualified individuals. By requiring a license, the state can better protect the public from misleading information or unqualified advice that could arise from unlicensed individuals attempting to offer guidance in this complex field.

The other options do not accurately reflect the broader regulatory framework established by Idaho law that governs who can legally provide insurance-related advice.